https://www.jmurphytax.com/insights daily 0.75 2026-09-17 https://www.jmurphytax.com/insights/lc5d8xlg5k588vblxt2q3wzi8moodw-bphzr monthly 0.5 2026-09-17 https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/1789683527380-JEJI7DN889D26N8J6VYC/2026+09+01+JMurphy+-+tax+planning.png Insights (Blog) - 5 Tax Mistakes I See Every Fall (And How to Avoid Them)  1. Missing the September 15th Estimated Tax Payment This one surprises people every year. If you're self-employed, have significant investment income, or your withholding doesn't cover what you owe, you're likely required to make quarterly estimated payments. One of those is due September 15th. Miss it, and you're looking at a penalty, even if you pay everything in full come April. If you're not sure whether this applies to you, now is the right time to find out. https://www.jmurphytax.com/insights/lc5d8xlg5k588vblxt2q3wzi8moodw monthly 0.5 2026-09-17 https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/1786300113856-61DRLVE8241UKBR6FYUK/2026+08+06+JMurphy+-+IRA+for+kids.png Insights (Blog) - Hiring Your Kids? A Roth IRA Might Be the Best Benefit You're Not Offering - How It Works To contribute to a Roth IRA, a person must have earned income. A child who works in your business and receives reasonable wages for actual work qualifies. That's the door opener. From there, the math works in your favor. Children are typically in the lowest tax brackets, which means the income is taxed at a minimal rate before it goes into the account. Inside the Roth IRA, it grows tax-free. Withdrawals in retirement are tax-free as well. For someone with decades ahead of them, that's a powerful combination. https://www.jmurphytax.com/home daily 1.0 2026-08-10 https://www.jmurphytax.com/about daily 0.75 2026-08-10 https://www.jmurphytax.com/contact daily 0.75 2026-08-07 https://www.jmurphytax.com/team daily 0.75 2026-08-09 https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/3b951f94-149a-4aac-87e7-648a98127c99/2026+07+11+JMurphy-headshot%2C+Jim.png Team https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/033b9c3a-b2c8-4beb-b091-16a9facb2bcd/2026+07+11+JMurphy-headshot%2C+Jane.png Team https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/7a5d49ca-2ebb-4e8a-8a14-5b335ac0bb4f/2026+07+11+JMurphy-headshot%2C+russ.png Team https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/1783802325597-GTV4LNOX16CP780J6V66/unsplash-image-hyL58LUZJLs.jpg Team https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/352c9cbe-e67a-4b98-900c-b9b10b3dbc4e/Oshiro+Headshot.jpg Team https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/f24a8027-0bad-40d8-85de-f8211fa4d3ac/Elizabeth+Mahlenbrock.jpeg Team https://www.jmurphytax.com/faq daily 0.75 2026-08-07 https://www.jmurphytax.com/jane-murphy daily 0.75 2026-08-07 https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/033b9c3a-b2c8-4beb-b091-16a9facb2bcd/2026+07+11+JMurphy-headshot%2C+Jane.png https://www.jmurphytax.com/jim-murphy-1 daily 0.75 2026-08-07 https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/22d87f77-aacf-4beb-a78d-7b32efe518ab/2026+07+11+JMurphy-headshot%2C+Jim.png https://www.jmurphytax.com/russ-robertson daily 0.75 2026-08-07 https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/7a5d49ca-2ebb-4e8a-8a14-5b335ac0bb4f/2026+07+11+JMurphy-headshot%2C+russ.png https://www.jmurphytax.com/sandra-oshiro daily 0.75 2026-09-17 https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/352c9cbe-e67a-4b98-900c-b9b10b3dbc4e/Oshiro+Headshot.jpg https://www.jmurphytax.com/elizabeth-mahlenbrock daily 0.75 2026-09-17 https://images.squarespace-cdn.com/content/v1/6a46f7384ce9f2397ab44bff/f24a8027-0bad-40d8-85de-f8211fa4d3ac/Elizabeth+Mahlenbrock.jpeg